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Showing posts from September, 2013

Real Estate Lead Generation And Marketing With Qazzoo

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Irvine, CA. (August 11, 2013) – The Power Is Now Online Radio will cover an important discussion regarding Real Estate and marketing with the CEO of Qazzoo. The show will be live on Power Is Now Online Radio on Friday, September 27 th at 10:30AM PST. The live show will feature Qazzoo CEO Michael Urbanski, a highly successful entrepreneur and the founder of Heavy Hammer in 1999. Prior to establishing Heavy Hammer, Urbanski was the top Real Estate producer in all of Maryland. Urbanski is also a decorated Air Traffic Controller in the Air Force, a restaurateur, and has written and produced a number of award winning films and video games. This entrepreneur knows a lot of information in regard to profitable online platforms for local advertising, as he also owns several patents for geographic advertising on the web, and has other patents currently in the process of being established. Qazzoo is a consumer search engine designed for real estate agents and loan officers in mind,

Town Hall Meeting – The Housing Crisis

Riverside, California (September 20, 2013) – On Tuesday, September 24, 2013, from 10:00 AM to 12:30 PM PST, The Power Is Now Online Radio will cover the Town Hall Meeting:   The Housing Crisis, being held at the Palm Desert Council Civic Council Chambers in Palm Desert, CA.   The event, brought to you by the Fair Housing Council of Riverside County, Inc. in collaboration with The Riverside County District Attorney’s Office, will be moderated by Host and Executive Producer Eric Lawrence Frazier, and will be aimed at educating and empowering past, present, and future homeowners concerned with the recent foreclosure crisis and its’ aftermath.  The four main discussion points of the meeting will be “Never Again”:   Lessons Learned From The Foreclosure Crisis, “Where Do We Go From Here?”:   The Road To Recovery, “Know The Signs”:   How To Identify Predatory Lending Practices, and “Educating The Public”:   The Importance of Homeowner Education. Town Hall attendants and online l

The Power Is Now Features Ivan Choi, the 10th Incoming National Chairman of AREAA

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AREAA National Conference 10 Year Anniversary 9/19 – 9/21 Riverside, California (September 1, 2013) - On September 3 rd The Power Is   Now Online Radio featured speaker is Ivan Choi, the 10 th incoming National Chairman of AREAA. Choi is also speaking at the AREAA National Conference 10 Year Anniversary. The Asian Real Estate Association of America (AREAA) is a trade association of 13,000 members that represents the Asian real estate market nationwide. The Theme of the AREAA National Conference 10 Year Anniversary for 2013 is “The Future Is Now”. Ivan Choi is the incoming National Chairman of AREAA and the former head of Affinity Partnerships for WCS Lending, LLC, in Irvine, Calif. He has worked at the executive level with Matt Martin Real Estate Management, Prospect Mortgage, Bank of America and Countrywide Home Loans’ prime retail unit. Right now, he serves as a national board member and 2013 Vice Chairman of the Asian Real Estate Association of America. His 16 years o

How Lender-Mandated Credit Overlays Undermine the Mission of the GSEs

Imagine that you're a borrower with a credit score of 580 or worst yet no credit at all.  You have what the Lenders call alternative credit (rent, utilities, cable & phone bill and etc.).  You are employed with a qualified debt to income ratio and have saved a down payment of at least 3.5% and maybe some of your closing cost. On paper, you seem like a perfect candidate for an FHA loan. However, your lender denies your loan application because of your low FICO score or because you do not have a FICO score.  Even though you have met the U.S. government's requirements for getting an FHA loan, your lender declines to approve your loan because of their credit overlays.  This scenario is being played out every single day at all the major banks, credit unions and many mortgage banks.  Who is in charge of the guidelines and parameters by which banks can lend?  Are the additional credit requirements legal or discriminatory based on federal law?  I believe that credit overlays are

The Power Is Now Features Ivan Choi, the 10th Incoming National Chairman of AREAA

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Riverside, California (September 1, 2013) - On September 3 rd The Power Is   Now Online Radio featured speaker is Ivan Choi, the 10 th incoming National Chairman of AREAA. Choi is also speaking at the AREAA National Conference 10 Year Anniversary. The Asian Real Estate Association of America (AREAA) is a trade association of 13,000 members that represents the Asian real estate market nationwide. The Theme of the AREAA National Conference 10 Year Anniversary for 2013 is “The Future Is Now”. Ivan Choi is the incoming National Chairman of AREAA and the former head of Affinity Partnerships for WCS Lending, LLC, in Irvine, Calif. He has worked at the executive level with Matt Martin Real Estate Management, Prospect Mortgage, Bank of America and Countrywide Home Loans’ prime retail unit. Right now, he serves as a national board member and 2013 Vice Chairman of the Asian Real Estate Association of America. His 16 years of experience includes retail loan production, operations, se